Having a YouthPlus Savings account allows students (grades 6-12) to achieve higher dividends than our standard youth savings accounts. To qualify for YouthPlus status, the student must complete our online HiFi Financial Training curriculum.

YouthPlus Account Details:

• Eligible students earn 4 (four) percent APR over our Standard Savings rate, up to $5,000 limit. Regular share rate dividends apply over $5,000.
• Students must be an SECU member to receive the special dividend benefit.
• Students will receive the special dividend rate upon completion of module 4 (via parent confirmation), but must complete all 10 modules (episodes) within 60-days to retain the benefit.
• Once students turns age 18, the special dividend benefit is removed.
• All other conditions are the same as Standard Savings accounts.

Transaction Limitations:

During any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic order or instruction. No more than three of the six transfers may be made by check, draft, credit card (if applicable), or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by SECU.

Account closure before dividends are paid will not receive the accrued dividends.

Use Change Account Information Form for changing existing account types. Use Membership Form for opening new accounts.

Your accounts are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.

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